Every year, there are ten U.S. federal holidays. on the calendar designated by the United States Congress Unlike many other countries, there are no ‘national holidays’ in the United States because Congress only has the constitutional authority to create holidays for federal institutions. Most federal holidays are also observed as state holidays.
| Federal Bank Holidays | |
| Holiday | Date |
| New Year’s Day | 1st January |
| Martin Luther King, Jr. Day | Third Monday in January |
| George Washington’s Birthday | Third Monday in February |
| Memorial Day | Last Monday in May |
| Independence Day | July 4 |
| Labor Day | First Monday in September |
| Columbus Day | Second Monday in October |
| Veterans Day | November 11 |
| Thanksgiving Day | 4th Thursday in November |
| Christmas Day | December 25 |
Though not technically accurate, U.S. federal holidays are often referred to as ‘public holidays’ or ‘legal holidays’ because of their wide spread observance. Bank holidays are usually the same as federal holidays since most banks follow the holiday calendar of the U.S. Federal Reserve. They tend to use the modern President’s Day for the observance of George Washington’s Birthday.
1. The U.S. Office of Personnel Management has additional information and federal holiday dates for years not listed above.
* When a federal holiday falls on a Saturday, it is usually observed on the preceding Friday. When the holiday falls on a Sunday, it is usually observed on the following Monday.
† In addition to the ten annual federal holidays, Inauguration Day is an eleventh holiday designated by Congress for observance every four years on January 20 following a U. S. presidential election. It is only observed by government employees in Washington D.C. and the border counties of Maryland and Virginia. Inauguration Day was created to help relieve the congestion that occurs around Washington D.C. with the events surrounding the swearing-in of the President and Vice President of the United States.
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| National Holidays USA | US Bank Holidays |
| National Holiday Calendar | Federal Reserve holidays |
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